Month: October 2016

Why you should choose Stock-Based Loans instead of Margin Loans

Published / by CapaConf

Equities First Holdings is an international leader and lender in alternative shareholder financing solutions. The company is experiencing more traction both in the margin and stock-based loans in an economic climate where financial institutions have tautened the lending rules. Not all borrowers who want to raise capital fast qualify for conventional credit-based loans. For this reason, many people opt to use the service of equity lending institutions, and this is making them gain popularity.

Even though some alternatives are still available for these people, many financial institutions have slashed their lending options to debtors, increased their interest rates and tightened loan qualifications. Usually, stock-based loans are characterized by a high loan-to-value ratio as compared to margin loans. The stock-based loans provide a fixed interest rate, offering certainty through the entire transaction.

Note that market fluctuation is unavoidable during the typical three-year loan duration, and you cannot do anything about that. However, the stock-based loans offer a hedge since the debtor is required to lower his or her investment risk when the market is on a downfall. Al Christy, Jr., founder of Equities First Holdings points out that the majority of stock-based loans come with a non-recourse feature. The feature allows a debtor to walk out from a stock loan at any point even if the value of the stock depreciates. With the stock-based loan, a borrower can keep the initial loan proceeds with no further obligation to the creditor.

As Christy points out, some people may think that margin loans and stock-based loans can be synonymous. Even though securities is used as collateral for the two forms of financing, they are entirely different. You need to be pre-qualified for you to get a margin loan, and the money you get must be used for a particular function. In most cases, the interest rate on margin loan varies, and one can expect loan-to-value ratios between 10-15 percent. On top of that, the lending company might decide to liquidate your collateral without warning in the event of a margin call.


About Equities First Holdings

Since Equities First Holdings was established, it has been providing alternative financial solutions to its customers. The company also supplies capital against traded stock to help the clients achieve their personal and professional goals. Currently, Equities First Holdings has completed over 650 transactions valued at 1.4 billion US dollars, giving customers a high loan to values at a minimum fixed interest rate. Equities First Holdings is an international firm with branches in nine countries. It has branches in Singapore, China, and Australia.

You may found more information at

Keith Mann: Entrepreneur and Philanthropist

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Keith Mann is an entrepreneur based in New York and the MD of Dynamics Search Partners. He is an expert in hedge fund compensation and has been in the executive search industry for a duration of over 15 years. He also engages in development of staffing and hiring strategies for various companies.


Dynamic Search Partners are a hedge fund service dedicated to sourcing high-quality talents for hedge fund industries. They have established relationships with several prominent equity firms providing the highest bulk of staff for hedge fund industry.


Before his stint in Dynamic Search Partners, Keith Mann was the Managing Director of Dynamics Executive Search. There he recruited top class talents for global financial services firms.


In 2002, he launched an Alternative Investment Practice for Dynamics Executive Search when he noted the dynamic growth of the hedge fund industry. In 2006, he went into private equity and later established Dynamic Search Partner (DSP) in 2009. That was a premier executive search company dedicated to alternative Investment exclusively. He helped his clients to hire experts in marketing, investment, and internal strategy, in addition to creating new platforms. The firm currently fills over 200 customer requirements yearly across Europe, United States, and Asia.


Partnership with Uncommon Schools


In 2015, Keith Mann and Dynamics Search Partners held a fundraising activity for Uncommon Schools hosted at the Standard Hotel, Beer Garden. Mann brought together several members of financial services community to raise over $22,000 for the Schools. These funds were geared towards sponsoring students who were testing for the 2014-2015 school year in a new high school inaugurated by the charter school. Uncommon Schools is a group of 42 charter public schools spread across New Jersey, Massachusetts, and New York. All the schools are managed from a home office located in New York City in collaboration with regional teams. They offer support in management, coaching of school managers, staff recruitment, professional development, fundraising and more.


“The objective of Uncommon Schools is to fill the achievement gap and enable millions of low-income students to go to college,” Mann, explained.


Uncommon Schools also started a new high school in located in Brooklyn, New York.


Keith Mann Support NYPD


Keith Mann has also been engaged in support for the police force amidst recent police protests. Mann believes that simple actions can make a huge difference in showing support of men and women who put their lives on the line to protect the citizens every single day. He has on that effect donated money to the Hope and Heroes.

Marc Sparks Offers Opportunity to Many in Dallas

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A genuine test of a person’s worth is not how much they have made but how much they have given back to friends, family, and their home community. It is strange to find a rich man or woman who has not been involved with at least one philanthropic organization.

Marc Sparks is a successful businessman who has this great worth both in making and giving back. He has helped many people in his Dallas community from the homeless to the struggling businessman or woman. Sparks has volunteered for Habitat for Humanity, building homes for the less fortunate, and supports a high school program, American Can! Academy. Since the 1980s he has funded the Samaritan Inn, offering shelter to the homeless as a way of bringing these people back into society. Sparks is currently involved with a mentoring program, Sparks Tank. This is his way of helping young entrepreneurs get their feet inside the door of business opportunity.

Sparks has been described by others as a serial entrepreneur, a person who enjoys beginning businesses and then selling his share to other interested parties. He has interests in telecommunication companies, Splash Wireless, Blue Jay Wireless, and Cardinal Telecom. He serves as the President of Timber Creek Capital, the company that allows him the latitude to function as a free agent in the business world.

Sparks recently published a book, a journal about gaining success, They Can’t Eat You. He continues his mentoring with his newest concept, Sparks Tank. It is his program of helping successful candidates move their ideas from business concepts into profitable businesses. He has opened a center for this concept in Dallas. In the plain-spoken terms, he has put his money where his mouth is.

Sparks is investing into this glass-walled, modern office complex with walnut conference desks in fashionable workspaces because it is his belief that mentoring and helping others will, in the end, help him and his community.

Marc Sparks has become an asset for the business community in Dallas. His many charity contributions, his book, and now this mentoring program are proving to be of great worth to young entrepreneurs, venture capitalists, and the entire business community in the Dallas area.

Billy McFarland: Philanthropist and Founder of Magnises

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Knows as a tech wiz, natural entrepreneur, and a mastermind, Mcfarland has found multiple ways to attract millennials and monetize his efforts while doing so.

 In 2014, at the age of 23, Billy founded, Magnises; an experiential and benefits platform that helps its members unlock their cities and take their lives to the next level. Magnises is an exclusive black card that is technology-based and community oriented. Perks are offered with the card along with guidance and cachet that is aimed at improving the lives of its members.

Magnises card members can enjoy perks such as private members-only concerts, exclusive art previews at top galleries, tastings with notable chefs, members-only pricing on tickets to sporting events; shows and concerts, all-access passes to the hottest clubs, complimentary upgrades on travel bookings worldwide, a concierge app that is akin to having a personal assistant whom suggests experiences in and around your city, and boasts several Hotspots where members and their guests can host meetings; catch up on work; relax with a drink; or simply mingle with other Magnises members.

Founding something as revolutionary as Magnises in his early 20’s is only part of McFarland’s impressive story. At the age of 12, he was teaching himself computer code and founded several companies while still in high school, many of which were acquired. According to Bloomberg, Billy McFarland, is also the founder and CEO of the online ad platform, Spling, which he founded in 2011 when he was only 19 years old.

On top of being a successful business man, Billy McFarland is a philanthropist and has been involved with quite a few non-profit organizations. Among these are Learning Entrepreneurship Through Active Participation (LEAP); which helps middle school and high school students acquire business and technology skills at a young age, and The Accelerate Foundation which connects professional athletes from every sport with senior level mentors in an industry of their choosing in order to help them transition to the corporate world.

Billy McFarland was born in New York City in 1991 and continues to use his brilliance, intuition, and natural skills of connecting people in all of his entrepreneurial pursuits.


Published / by CapaConf / 1 Comment on THE BEST WAY TO MANAGE YOUR ENTERPRISE

Online reputation management is primarily concerned with the management of results on a website to mainly evaluate products and services and makes recommendations and referrals. The primary aim of ORM is to broaden public relations outside media relations. Recent studies by Online Reputation Reviews have identified it as a driving force behind Fortune 500 public relations since the 21st century. Online, the internet and the social media is now accessible, and it has a new meaning and is focusing on electronic communities, such as review sites and the top search results on the brand and individual.  Below are some of the things a person or a firm should put in mind about online reputation management.

Things you need to know about online reputation.

  • Protect your reputation: Your reputation can quickly be tarnished on the internet, so having online reputation managers. The managers specialize in making online makeover by burying the negative search results and replacing them with the client’s desire.
  • Protect your profile online: You can keep you safe online profile by installing anti-virus protection on your computer. The process needs an expert who designs and fixes your digital reputation and profile.
  • Be transparent: it is a communication mode to companies, and it is beneficial when embraced. It is important to be open to critics that come on your social media platform, provides feedback to the critics, allow your staff members to talk and discuss your products in public and also establish a 1-1 communication channel.
  • First impression: The first thing people see on your Google page will either attract them to your brand or push them away, always create the best first impression on your first page.
  • Understand your criticism: criticism can be the best school and chance to learn more about your audience and how to improve your brand and services.

Online Reputation Management helps marketers to analytics into guides that assist them to make decisions and grow their business. ORM helps entrepreneurs to know whether something negative or positive is happening to their brand and company.

Discover How To Talk More And Pay Less

Published / by CapaConf / 1 Comment on Discover How To Talk More And Pay Less

Securus Technologies are a team of professionals that have expanded to a global network. Certification 1 is the approval of an international network for thousands of new customers. On the home front Securus Technologies provides their customers with real time calling features. Stay home and talk to your loved ones all you want with many advanced features. Securus Technologies has superior technology unmatched by their competitors. They are responsible for a recent clarification that improved the accuracy of Global Tel-Link. Their fourth-quarter audit made it possible for inmates to get free calls to their loved ones in Louisiana.


Securus puts the safety of their customers first with government regulated inmate call monitoring and surveillance. Your calls are maintained with the highest level of customer service satisfaction. Inmates have access to their own personalized calling features and their loved ones limit their commute. There are a number of resources that can help inmates and their loved ones stay connected. Go with the inmate calling network that thousands of people across the globe can depend on. Securus Technologies is a name that is leading the competition. Watch more on


Inmate Calling Features


Voicemail Options


 Voicemail options are now available to inmates through their personalized service options. Best of all, these features are available from the facility by getting an access code from your commissary. This features helps inmates transition for life outside of a correctional facility.


Advanced Pay


You can get these minutes by ordering calling credits from the Securus Technologies website. Securus invites you to their easy to read and navigate website for more programs, services, and promotional offers to keep you connected to your loved ones.


Michael Zomber Just Added Another Rare Treasure to His Collection

Published / by CapaConf / 1 Comment on Michael Zomber Just Added Another Rare Treasure to His Collection


If you follow the world of antique arms and armor dealing chances are you are familiar with or have heard of Michael Zomber. He is a well respected antique arms and armors expert as well as a collector and seller.


Throughout the years Michael Zomber has accumulated quite the collection of antique arms and armors, as to be expected of someone with such a passion for history.

He became the new owner of the Bowie Knife that was allegedly used in a failed assassination attempt on abolition radical John Brown when he was announced as the winner of Sotheby’s auction for rare artifacts of the abolitionist movement.


Though there is no overwhelming piece of evidence or proof that proves without a doubt that it was used in an attempt on John Brown’s life, but the knife does have an inscription etched into it claiming that it was indeed taken from John Brown during the attempt.


Michael Zomber was more than happy to add the rare item to his already large collection of artifacts. The Bowie Knife is from a period in history that he is very fond of to say the least.


Michael Zomber has written and published works of historical fiction that are set in the Civil War era. The two works of fiction are A Son of Kentucky and Sweet Betsy That’s Me.   Also read more about Michael’s passion for history on Citrite.

Don Ressler Builds Exciting Clothing Line for Women

Published / by CapaConf / 1 Comment on Don Ressler Builds Exciting Clothing Line for Women

Don Ressler is the type of person that looks at trends and analyzes the market. He takes the time to get a feel for what is going on, and he makes better decisions for his business based on what he has seen. This is how he has improved things for JustFab. Ressler has been able to take things to another level with his company, and that may be the reason people have taken interest in the things that he attaches his name to.

First it was Intelligent Beauty on that got people buzzing about the strength of Don Ressler and Adam Goldenberg as a team. After that it was JustFab. Now people are taking about Fabletics.

This and is a true sign of good marketing. People that have been customers for the various businesses created by Don and Adam have continued to follow them and check out their next move. These customers have been interested in trying out the different types of clothing that can be found on the websites that these two have created. Don Ressler knows how to build anticipation for the products that he is marketing. He has been able to promote his products in a way that allows him to truly set trends and get others to get on board.

Don Ressler and Adam Goldenberg sought the possibility of starting a subscription service clothing company, but there were not a lot of other companies that we’re doing this. It seems like something that was very risky to engage in, but Don had already been watching trends in the clothing industry.

Lots of women that go out to shop with friends are indecisive. They put a lot of emphasis on getting the opinions of others in order to build an outfit on Wikipedia. What Don and Adam have managed to do is create an opportunity for customers to get their own personalized stylist for picking out clothes.

Ressler is someone that has been able to predict how women will shop, and this has proven to be very valuable in the e-commerce business that he is in. This is what has allowed him to become successful when lots of other online shopping websites may be struggling to keep their customers loyal.

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Healthy Never Tasted Sweeter With Markus Rothkranz

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Whether you have a sweet tooth or not, there is always one thing everyone craves and that’s chocolate. Two of the most desirable desserts are chocolate covered strawberries and chocolate peanut butter cups. Health guru and motivational speaker, Markus Rothkranz, demonstrates a healthier option for the desserts we love. Markus begins by making homemade silky smooth chocolate using Cacao powder (Nativas brand), carob powder, maple syrup, cashew butter (Artisana brand), alcohol free vanilla, and coconut oil. He uses the maple syrup as the sweetner for the chocolate which, as he points out, is good for diabetics as long as you don’t go crazy with it. He also suggests to cut back on the maple syrup if you’re not a big sweet eater.

When beginning to mix the ingredients, he starts by sifting the cacao powder and the carob powder to get rid of the lumps. He mixes the rest of the ingredients in and the results are amazing. It’s difficult to tell the difference between the vegan chocolate and regular chocolate. It’s absolutely stunning.
Next Markus takes a bowl of strawberries and dips a few into the chocolate to make chocolate covered strawberries. He gives an interesting tip which I’m sure is a surprise to most, but if you’re not able to purchase organic strawberries, Markus suggests soaking the strawberries in a mixture of water and hydrogen peroxide to help purify its healthy attributes but he warns, make sure they soak for only a minute or else the peroxide will cause the red to be stripped off.

He rolls a small piece of marzipan into a ball and then flattens it a bit before placing it on top of the chocolate. Markus also does a small sample of a peanut butter cup but with a marzipan center. The desserts look delicious. For more on this recipe, you can view the video at
Enjoy and bon appetit!

Heldrich Loan Fails to Make Payments

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In a Press of Atlantic City article, it has been reported that the Middlesex County Authority has failed to make their $1 million dollar payment on a $20 million dollar loan. They received this loan from the Casino Redevelopment Authority. This is not their first missed payment, they are almost $7 million in backed up payments over the past five years.
The original loan was made in 2005 to finance the Heldrich, a New Brunswick Hotel and Conference Center, that was developed by the New Brunswick Development Corp. The New Brunswick Development Corp, Devco has been set up as an example of what public money can be done with non-profit and is the model for Atlantic City Development Corp. Both New Brunswick and Atlantic City are led by attorney Chris Paladino.

The Heldrich, which opened in 2007, has failed to make the profit expected.  That loan was part of a $107 million dollar. The rest of the package was stitched together by $70 million in bonds. They are hoping with the recovering economy that the Heldrich will start to repay the loan soon.

New Jersey Development Corporation is a company that specializes in urban development. They work with what the people need within the community to strengthen the community. They use their expert knowledge to leverage resources to public-private partnerships to develop urban projects that work.