Author: CapaConf

The Thoughts of David Giertz on Social Security Benefits

Published / by CapaConf

Advisors today have been avoiding talking to their clients about social security. Social security has been getting very little thought in retirement planning, and this needs to change. A new study shows that pensioners and people approaching retirement have misconceptions about social security. The lack of information can in turn cost retirees in the long term. Unexpected taxes or less income for retirees is a possible scenario, in fact, it is already happening.

The older generation had pensions, but these are disappearing as David Giertz repeatedly reiterated. It is now more important to create a retirement income plan that includes maximizing on social security benefits. David Giertz is the president of distribution and sales at Nationwide Financial Distributors. The study showed that 30 percent of people already retired receive benefits that are less than they expected. When these numbers are compared to 2015 when that number was at 22 percent, it is an alarming trend.

In the study conducted by Nationwide Retirement Institute around 900 people aged 50 or older were surveyed. They were placed in three categories: future retirees, recent retirees, and ten years plus retirees. 86% of future retirees couldn’t accurately identify the factors that are used to determine the amount in social security benefits they receive. It is a widespread misconception that David is looking to change by encouraging advisers to talk to their clients about their social security. It also showed that most people nearing retirement would change advisors if they didn’t speak to them about social security.

The age at which an individual can start receiving Social Security is 62, and most people think because they can start taking it, they should. This David finds as something to avoid. It is something advisers call “land grab mentality. The government considers the full retirement age to be 66 and taking your social security at 62 could see you lose 25% of that amount.

Equities First- AU Exists to Help Both High Net-Worth Individuals and Business Owners

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Equities First- AU is a lending organization that is offering several solutions for their respective borrowers in which they are capable of obtaining loans with some of the most practical terms of paying them off and with the lowest rates of interest. Equities First- AU is well aware that the entities that they’re currently offering their loans for, which are high net-worth individuals and business owner, are preoccupied with their own circumstances, obligations, and goals. This is why Equities First Holdings is going to do everything that they can to take a look at each of their applicants’ situations on a case by case basis to see what they may be able to do to provide a loan that is most suitable for them.

Equities First- AU does not discriminate when providing their loans in any way. They simply look at the personal situations of the applicants to decide whether they qualify for any particular type of loan that they’re capable of providing. The applicant is capable of making special requests pertaining to their loans, such as interest rates and terms of paying off the loans. The contracts of loans specify what all is entailed with it. Please feel free to ask one of the organization’s loan specialists what you may be able to do to get the best deal on your particular loan. They are very flexible with the loans that they offer, as they may be willing to work on interest rates that are most accommodating to your very own capabilities of paying them off within any specified period of time Equities First- AU takes a look at each of their borrowers’ capabilities of paying off both loans and the interest rates on the loans. A loan specialist may be able to work on loan contracts that are suitable for you to work with.

Lime Crime Launches Scandal, the Newest Addition to its Velvetine Lipstick Line

Published / by CapaConf

The darling of the beauty community, Lime Crime, just launched the latest addition to its line of Velvetine Lipsticks. While the launch of a new lipstick may not sound like a big deal, it definitely is to Lime Crime. The company has a cult like following of fans that are absolutely obsessed with the brand.

Lime Crime has over 2.6 million Instagram followers and their followers absolutely freak out each time a new product drops.

Scandal Velvetine is a brand new color but still features Lime Crime’s known and trusted liquid to matte style of lipstick. This style allows Lime Crime to offer the absolutely best in rich colors and because they turn from liquid to matte the incredible color and luxe look is never compromised.

The color has a bit of a punk rock feel to it and the lipstick is deeply purple in color with a rich texture. Lime Crime CEO Doe Deere recommends pairing the color with a bold, dark black liner for a truly “I don’t care” attitude. She also recommends applying lip balm about 15 minutes before applying Scandal Velvetine and then to gently pat off any extra oil before applying Scandal Velvetine directly to your lips.

The Velvetine line gets its name because of its velvery, soft texture and incredibly resiliant finish. Although Velvetines are known for lasting the entire day and into the evening, they can also be quickly wiped off by using a natural oil or a makeup remover.

As with all Lime Crime products, the new Scandal Velvetine lipstick is 100% Vegan. It is also certified by Leaping Bunny and is completely cruelty free to animals.

Lime Crime founder Doe Deere built her makeup empire to ensure that women everywhere had the means to use makeup to express themselves in whichever manner they chose. She founder her company on the basis that makeup could be a way to showcase your inner womanhood. Doe Deere herself uses her own face as a way to express herself, she is known as the “queen of the unicorns” and encourages women to express their inner unicorn.

Securus May Have Saved My Son’s Life

Published / by CapaConf

Securus Technologies really saved me the other day. My son was incarcerated for a white-collar crime and he is in way over his head. He is not a violent person and I argued really hard that he should be sent to a minimum-security prison. Instead, they sent him across the state to a normal prison.


There are all sorts of gangs inside of the prison and he had to choose which one he belonged to. The gang he chose is getting him into all sorts of trouble. They even started to talk about murdering another inmate. My son was absolutely terrified but he couldn’t tell anyone.


My son and I talk on the phone often. We got lucky because his prison is serviced by Securus Technologies. They are a good company. They charge reasonable rates and their services are incredibly easy to use. I also really like their JPay system. It makes keeping track of your account really easy, too.


He couldn’t tell anyone about his gang’s plan because he’d become a snitch. “Snitches get stitches,” as they say in prison. If he became a snitch, he’d be the target of physical violence himself. And here’s the crazy part — he’d be a target by his own gang and rival gangs.


He would call me all the time with this nervous dilemma. He started to tell me about this coded language that his little gang uses to talk about crime so that prison guards don’t catch on. I went to the prison guards with some of this coded language.


They put it into this software system that scanned all phone calls for the phrase. They pulled up all these recorded phone calls with his gang members planning a murder. The guards were able to stop the violence and my son avoided being a snitch.


Greg Aziz – Promoting Excellence and Quality

Published / by CapaConf

A native of London, Ontario, Gregory James Aziz received his education from Ridley College and the University of Western Ontario. He has an extensive business resume, beginning with his work with Affiliated Foods, a wholesale food company owned by his family. Over a 16 year period, Affiliated became a major distributor and importer of fresh foods.

In the 80’s and 90’s, Greg Aziz worked in a variety of banking ventures in New York. By 1994 he had become the owner of National Industries Inc. in Hamilton, and he bought National Steel Car., a manufacturer of freight and tank cars that was created in 1912.. By 1999, the company had increased its production of cars to 12,000 per year, an increase of nearly 8500 since the time of purchase. National Steel Car has an ISO certification of 9001:2008, the only freight car manufacturer in North America to have this rating. They have also received the award from TTX SECO for highest quality every year for the past eleven years.  See This Page.

Gregory J. Aziz credits the success of National Steel Car through their innovations in manufacturing and engineering, listening to customers and suppliers, being focused on quality, teamwork, and maintaining tradition. As the Chairman and CEO, Mr. Aziz has led the company to become the premier manufacturer of freight and tank cars in North America. National Steel Car is also committed to greater energy efficiency in its business and has teamed up with Horizon Utilities to find better ways of conserving power and reducing costs.

The company believes in giving back to the community of Hamilton and has been a major sponsor of the Salvation Army, the Hamilton Opera, the Wayside House, the United Way, and Theatre Aquarius. Food banks in the city benefit each year from the food drive that National Steel Car employees sponsor. Current and former employees of the company also look forward to the Christmas Party that is put on every year.

One of the main agricultural fairs in Canada, the Royal Agricultural Winter Fair, is sponsored by Gregory Aziz, and his wife Irene. They are also sponsors of the Angelstone Tournaments, an annual Canadian equestrian event.


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Stay Updated on Your Health Condition with Lifeline Screening Services

Published / by CapaConf

Lifeline services have assisted many patients to prolong their life by detecting serious sicknesses that would have cut their life short, through their screening services. Screening is very crucial to everyone. It is an update of the health of our body. Screening can save you traumas that come along on discovery of chronic diseases at late stages. Such findings can lead to depression and devastation. Some conditions are treatable when they are detected early. For example, cancerous cells can be killed or cut off before they spread to other body parts.

Professionals in the lifeline services highly qualified and experienced in the field. The staff is also friendly, and the customer care service is well established. Their services are affordable to everyone yet very reliable. The tools used are of high standards and are approved medically.

Here are some of the preventive screening services that patients receive from lifeline;

Finger-Stick Blood Screening

Finger-stick blood screening is fast and does not need any preparation. It is not painful and the tools used do not have any side effects on patient’s body. For the test, a little blood is pricked from the finger and is examined in the laboratory. This test can detect diabetes and heart diseases before they become fatal.

Ultra Sound Screening

Ultra sound screening, is commonly used in observation of the fetus development during pregnancy. This kind of ultra-screening depends on the sound waves. Waves of high frequency are concentrated in the area of interest and the echoes recorded. The ultrasound screening also known as sonography does not hurt or cause any discomfort.

Limited electrocardiograph

EKG is conducted to test for irregular heart beating. This is because irregular heart beating often referred to as atrial fibrillation can lead to stroke. EKG screening is also not painful, and the lifeline staff takes you through it with a lot of care and attention.

Body screening is essential to every individual. Most people end up with chronic diseases as a result of ignorance. Some of this diseases can be treated during their first stages. It is therefore important to ensure that we regularly go for screening to stay updated on our bodies’ condition.

Lifeline services Social Media:

Honey Birdette Launches Online

Published / by CapaConf

Running a retail store is tough in the economy today. Fewer people are spending money in traditional stores. Many companies are looking for ways to expand their operations online.

Honey Birdette is the first sensuality boutique in Australia. Although the company has experienced growth over the years, the leaders knew that they had to do something to keep the growth going strong. Honey Birdette has invested a lot of money into opening an online platform for people to order products online.

Online Services

Few people want to go into a traditional store to order sensuality products. Honey Birdette investing in online commerce will help customers who want to shop at home. Not only will this increase sales, but it will also allow people to find new products easier.

Many people prefer online shopping because they can take their time picking out products and services that fit their needs. Honey Birdette has many products online that are not offered in physical stores. In the coming years, the company will be able to expand this product line to meet the needs of customers.


Honey Birdette also recently expanded their consulting services for customers. Many customers need advice on how to take their love life to a new level. One of the best ways to do that is by purchasing products to help increase excitement in the bedroom.

The leaders of Honey Birdette are excited about the future. Not only will the new online platform increase sales, but it will also help people who need additional support with their love life.

Omar Yunes dominate Sushi Itto Network

Published / by CapaConf

In the business world, it is the dream of every entrepreneur to have a best-selling idea that will generate him/her revenue immediately. A viable business idea is the first rule of a stable business. Because after all, who will you sell to if you suck?

Besides having a winner-idea, your business model also should be in a position to boost your scaling efforts when time comes. Very few always pinpoint this.

Meet Omar Yunes, the winner of the Best Franchisee of the World (BFW). He knew what he wanted, that’s why he chose a franchise, meaning everything was already established.

At the age of 21, Omar Yunes joined Japanese food chain as its franchise. Omar now owns over 13 franchise units spread all over Mexico City, Veracruz, and Puebla.

When he was given the award, Omar never murmured his appreciations. He dedicated the award to his units’ management and over 400 employees who made it possible.

There were representatives from over 34 countries including Portugal, France, Brazil, Italy, Mexico, and Hungary among others.

BFW Criteria of picking the winner

In every franchise, there are hard working franchisees who try everything within their reach to make the model the best. So to pick the best for BFW, the franchisee’s effects on his network and not the brand was taken into consideration.

How much his actions influenced the whole network
overall skill contribution
policies that could save the network resources
the level of employee motivation
levels of improvements made to the network including the invoices

Omar won the first place at the national level because he deserved it, Diego Elizarrarras the event facilitator noted. He played a very critical role in refining the franchisee-franchising bond.

Ivan Tamer took the second place. He is the franchisee of Prendamex. His contribution to the brand included incorporation of new marketing systems that has brought together the whole Prendamex network.

About Omar Yunes

Omar is an Investor from Mexico. He is the franchisee of Sushi Itto, a Japanese Food Chain. He has won many awards due to his unique leadership style and contributions to the franchise.

His over 13 businesses have employed over 400 people, and through his aggressive yet effective business strategies, Omar has expanded his empire with the help of a skilled board.

Meet Talos Energy; The First Private and Oil Drilling Company to Have a Share of Mexico’s Energy Market for the Last 80-Years

Published / by CapaConf

In the recent past, Mexico’s economy has been skyrocketing to considerable heights. Judging from the records, it’s clear that the business sector and natural resources are among the few triggers of the thriving economy. Indirectly, the move by the government to allow private and foreign companies into Mexico has impacted the economy positively.

The recent move by the government on investment has outwardly benefited the oil drilling industry. For the past 80 years, no private company has had a chance to grasp a share of Mexico’s energy market. The new idea saw Talos Energy enter into a partnership with a London-based oil company and Mexico’s Sierra Oil & Gas drilling. The joint venture initiated its drilling on May 21st. 

Previously, Petroleos Mexicanos, a state-run monopoly used to carry out all the offshore explorations. Therefore the newly established project stands out as one of a kind. The project dubbed ‘The Zarma-1’ is located in the Sureste Basin, Tabasco. Professionals managing the project suggest that the well is expected to produce about 500 million barrels of crude oil. By estimation, the project will run for the next three months at the cost of $16 million. Reliable sources say that Talos Energy owns 35 percent of the venture. Sierra holds 40 percent stake while Premier holds the remainder.

About Talos Energy

The history of offshore exploration and production will always remain incomplete without mentioning Talos Energy in between the paragraphs. Talos Energy is an independent oil and gas company. Over the past few decades, the company has continued to dominate the game with the aid of talented management team that holds more than the required experience.

Before starting out Talos Energy, the team behind the company successfully launched and sold Phoenix Exploration Co. Besides, they also built and sold Gryphon Exploration Co. both of which have continued to deliver notable returns. Talos Energy is owned by Apollo Global Management, Riverstone Holdings. Talos engages in business development activities such as JVs and farm-ins where they can utilize their seismal inventory to skyrocket the economics of the transactions.

NuoDB cloud database system number one choice in the tech world

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NuoDB is a tech company specializing in cloud databases. The firm was launched in 2008 by current chief executive officer Barry S. Morris and Jim Starkey. NuoDB is located in Cambridge, Massachusetts. NuoDB products are being used by several corporations including Alfa Systems and UAE Exchange. NuoDB was known as NimbusDB but changed its name in 2011. NuoDB released its software in January 2013. The cloud database was developed by Jim Starkey, who previously worked at Digital Equipment Corp. Jim Starkey is currently a strategic advisor to the cloud database company. In 2014, NuoDB was named as an Innovation All Stars. In 2014, the NuoDB extended its funding led by Dassault Systems.

CauseSquare joined forces with NuoDB in 2017. NuoDB became the official database for the social platform, which connects causes and organizations with donors and volunteers. NuoDB cloud database is ACID compliant. The database scales without the need of sharding. The NuoDB cloud database operates on a tier base system. The latest update included support for Amazon Web Services functionality and included table partitions and storage groups. NuoDB created a community edition which enabled scale-out across multiple hosts. NuoDB continues to be the number one option for cloud database.